There is a common misunderstanding regarding settlement agreements with your insurance company. Many people think the process ends after injury litigation has been established. Although, personal injury victims must know the numerous steps after the arbitration.
Once your insurance company and car accident lawyers agree on your personal compensation claim, the next step involves waiting for the compensation check. Once the claim settles, you cannot reopen it even if you detect issues to your personal injury protection coverage meaning that were not solved. To ensure that your claim is closed officially, your insurance company will request you authorize a release of claims by signing.
The amount of money compensated on your injury claim will appear on your agreement draft. Dealing with insurance companies can be a difficult task. If you are involved in an accident, providing all the required documents and following up on the claim compensation negotiations can be time-consuming.
Hiring an experienced lawyer can ease the trouble of collecting the necessary documents, conducting investigations, and drafting thorough and concise demands for your claim settlement. Read on to learn things you can expect from your injury claim.
In 2009, traffic crashes injured some 5,330 people and killed 64 others in the state of Alaska alone. From 2000 to 2009, 4,537 non-fatal hospitalizations for car crash-related injuries occurred in the same state.
If you were a victim of a car accident and have suffered mild to severe injuries, you may be able to qualify for a personal injury claim. Personal injury claims help get victims the money they deserve from the defendant’s insurance company. Personal injury compensation gained from the claim should be able to cover medical expenses as well as be able to compensate for any missed work days as well as helping cope with psychological trauma or any sort.
If you are unsure of whether or not you have a personal injury claim on your hands, here is a helpful guide.
Will Insurance Cover Your Injuries? If you have been injured due to someone else’s poor judgement or negligence, you should first determine if that person responsible for your injuries has insurance coverage that can cover a claim. If the person does not have insurance coverage, then you may not want to file a claim because you won’t be able to collect any money. If you own insurance coverage plan can compensate you for minor injuries, you should take this route instead.
Is An Attorney Needed? If the injury is not significant and it is a simple case, you may not need an attorney. For everything else, it can’t hurt to consult with a personal injury lawyer. The personal injury law firm will not charge you for an initial consultation because you are simply discussing the merits of your case with them and outlining any legal options you may have. You will most likely not need to pay any fee unless there is a settlement or court judgement in your favor.
Should You File a Lawsuit? Most cases are resolved outside of court. However, if your attorney believes you could get more money, then you should file a lawsuit. You can file a “third party claim” against the defendant’s insurance carrier if they have insurance. If you do this, make sure you don’t disclose too much information. If this doesn’t work, you can always file a personal injury lawsuit through your state’s civil court to collect the money you need.
In 2008, an estimated two pedestrians died in vehicle crashes per 100,000 population across the USA, and a pedestrian crash death occurred every 70 million miles walked. Understand that filing a personal injury claim could get your the money you deserve, but be sure to check out other options first. Find more.