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Bankruptcy sounds like a big deal — and in some ways, it can be — however, in reality, it ain’t all that bad.
Unfortunately, filing for bankruptcy carries a number of stigmas. These negative associations may even prevent those who would benefit the most from filing for bankruptcy. Luckily, these stereotypes are just that, myths.
No, not everyone that files for bankruptcy is financially irresponsible. In fact over half of bankruptcy filings in the United States are due to medical debt. No, bankruptcy won’t permanently ruin your credit. Yes, there is life after bankruptcy, and a good one at that.
Sure, filing for bankruptcy on your own is possible, but it is not advised. In order to ensure the best outcome for your bankruptcy filing, it’s best to secure an experienced, local bankruptcy lawyer.
Unlike everyday folk, bankruptcy law lawyers have a thorough and detailed understanding of the intricacies of bankruptcy law, and can help you navigate the entire process from start to finish. Also, a local bankruptcy attorney can help you determine which kind — Chapter 7 or Chapter 13 — is best for your financial situation.
You might be wondering how to find a good bankruptcy lawyer in your area. Luckily, finding a lawyer is easier than you think.
While there are a number of advertisements, these can become distracting if not overwhelming. Its best to do your own research in order to determine what’s best for your needs.
You may find that your state’s bar association can be an excellent resource in terms of finding a local bankruptcy lawyer. The bar association provides invaluable information as to a bankruptcy lawyer’s educational background and professional experience. In addition, you’ll be able to see if the lawyer has had any complaints or actions filed against them. This information can prove to be extremely useful in finalizing your decision. To learn more, read this.
