When you’re filing for bankruptcy, things can get confusing and difficult. You might even be a little scared, and you want to make sure that you are choosing an attorney who can work with you to ensure you get the attention you need. If you’re an individual who can no longer pay his or her bills and are drowning in debt, it might be time to consider hiring a bankruptcy attorney. However, before you go and handle such a sensitive topic and case, especially since it is dealing with money and personal finances, it is very important to consider a few things before choosing who you embark on this case with. Again, bankruptcy is a very sensitive topic to deal with, so finding a proper attorney is very important.
Here are three things to consider when choosing out of a pool of attorneys.
1. Is the lawyer professional?
You want to make sure that your lawyer is the real deal, and that might even begin with checking if they are a part of the National Association of Consumer Bankruptcy Attorneys. Most states have a special certification for handling bankruptcy cases, and that normally means that they have practiced these kinds of cases for a good amount of time. Data has shown that the success rate for Chapter 7 bankruptcy claims is over 95% when you use an attorney. However, if you’re investing in a lawyer, you want to make sure they are the right one.
2. Have I met with a few of them?
When you go to try on clothes, there is always that slim chance that you will fall in love with the first thing you try on, but for the most part, you have to try on a few things before you decide what it is you really want to buy. The same goes for deciding which lawyer you want to work with and who you want handling your case. You will most likely have to meet with several different people and feel them out or ask questions. Most lawyers give free consultations to help you decide, which won’t add to your case cost. An average Chapter 7 case can cost anywhere from $1,500 to $3,000?there is no need for any added costs!
3. Are they passionate about what they do?
Regardless of if you are dealing with bankruptcy as an individual or as a business, having a lawyer can really help with the process. On the bright side, business bankruptcies are declining. Businesses used to account for 13% of all bankruptcies in 1980, and today they are only about 3%. They are definitely on the decline but are always a possibility. Is your attorney willing to put in the work?
Choosing from a pool of attorneys can be hard at times, but there are definitely ways to know which one will be the best to work with. Just ask yourself these three simple questions!